ChipsHow $Chips works
Hold the coin to earn a share of its creator fees. Receive SOL, or choose AI credits for the models you use.
Reference reward design — not live on Chips. The guide below follows holdapi.lol’s reward model. Chips wallet connections and the coin-launch flow are available, but holder payouts, AI credits, API keys, and the AI gateway are not connected. The official $Chips contract address is posted below and on the homepage.
#The basics
The reference model is a Solana coin on pump.fun. Part of each trade’s fee goes to the creator. This design shares the available creator fees with eligible holders.
SOL by default. AI credits when you choose.
Keep tokens in your own wallet. There is no staking, deposit, or lockup. In the reference model, choosing credits in the dashboard provides 1.5x the dollar value of your share for AI requests.
An API lets an app or a piece of code talk to another service. The reference AI gateway gives you one URL and one key for supported models. You can earn SOL without using it.
#Who earns rewards
The holding requirements
| Requirement | Reference rule |
|---|---|
| $20 minimum | Hold at least $20 worth of the coin, valued at the price used for that split. The number of tokens needed changes with the price. |
| Two readings | Balances are read about two minutes apart. You must appear in both readings; buying between them does not qualify you for that round. |
| Lower balance | The lower of your two balances must meet the minimum. That balance is also your weight in the split. |
Your share is proportional to your eligible token balance compared with the total eligible balance. The creator wallet and program accounts are excluded from rewards, along with any additional wallets configured for exclusion.
The dashboard’s holding check shows your current balance. In the reference system, the split’s two readings determine what actually earns a reward.
#How each split works
- Collect fees. The worker collects creator fees and keeps enough SOL for its operating reserve and transaction costs. The rest is available to share.
- Read eligible balances. Two balance readings determine which wallets qualify and how much weight each wallet receives.
- Allocate each share. The available pool is divided proportionally among eligible holders. Your payout choice decides whether your share becomes SOL or AI credits.
- Deliver rewards. SOL payments are sent in batches. Chips are recorded in the dashboard, and the associated SOL funds the AI treasury.
The reference worker targets a new round every 5 minutes. Low fees, an unfinished earlier round, or transaction delays can postpone a split. The timer is a schedule, not a guaranteed payment deadline.
#Choose SOL or AI credits
| Reference payout | SOL · default | AI credits · 1.5x value |
|---|---|---|
| Reward | Half your share is sent as SOL. The other half buys the coin on the market and is airdropped to your wallet. | Your share becomes a balance for AI requests. |
| Value | SOL plus coin airdrops | 1.5x its USD value |
| Setup | Automatic | Opt in on dashboard |
| Use | Spend or hold SOL | Models on the reference gateway |
Chips use the SOL/USD price recorded for the split. For example: if your share is worth $1 at that price and you have no unpaid prior AI usage, choosing credits adds $1.50 to your AI balance. This is an illustration, not a reward estimate.
Why a small SOL reward may not be sent
SOL shares below the worker’s payout floor are not sent. The floor includes Solana’s minimum account balance, read from the chain. It applies to the reward amount even if you already have SOL in your wallet.
In the reference system, that unsent SOL is saved as a balance for your wallet and sent automatically once it clears the floor, usually within a few splits. Nothing is lost.
Chips have no SOL transfer floor. They are recorded to a millionth of a dollar. A share too small to create one whole micro-USD stays in the shared pool.
#Set up your payout
The reference payout setup follows these steps. On Chips, you can connect a wallet now; payout preferences and gateway keys are not available yet.
- Connect your wallet. Open the dashboard and connect the wallet holding your tokens.
- Sign in. Sign the sign-in message. This proves the wallet is yours without moving funds.
- Choose your payout. Choose AI credits or keep SOL. Your choice is used when a future split is allocated; it does not change rewards already allocated.
To use credits in the reference service, create an API key in its dashboard, then follow the API setup guide. Keys spend from your wallet’s shared credit balance. The examples on Chips retain https://holdapi.lol/v1; that service is not operated by Chips.
#Common questions
#Contract and official links
Use the verified contract address to identify the coin when it is posted. A matching name or ticker alone does not identify it.
coming soon — the contract address will be posted here the moment the coin is live.
always verify the ca on this page before trading. any other address is fake.
Not affiliated with the AI providers shown. Names and marks belong to their owners.